Free financial calculators that just work
Accurate, instant answers for the money decisions that matter. No signup, no fluff, works on any device.
Mortgage Calculator
Estimate your monthly home payment and total interest over the life of the loan.
Loan Calculator
Work out monthly payments for a car, personal, or any fixed-rate loan.
Compound Interest
See how savings and investments grow over time with regular contributions.
Savings Goal
Find out exactly how much to set aside each month to hit your target.
Refinance Calculator
Compare your current loan to a new rate and see your monthly and lifetime savings.
Auto Loan Calculator
Work out your monthly car payment from price, down payment, trade-in, and rate.
Debt Payoff Calculator
See how many months until you're debt-free and how much interest you'll pay.
Retirement Calculator
Project your nest egg from your current savings and monthly contributions.
Inflation Calculator
See how purchasing power changes over time and what today's dollars will be worth.
Net Worth Calculator
Total your assets and liabilities to get a clear picture of your financial position.
Budget Calculator
Enter income and expenses to see your surplus, savings rate, and where money goes.
Investment Calculator
Estimate how a portfolio grows over time with initial investment and regular contributions.
Emergency Fund Calculator
Find your recommended emergency savings target based on your expenses and risk profile.
Credit Card Calculator
Compare minimum payments vs a fixed amount and see how much interest you save.
Paycheck Calculator
Estimate take-home pay from hourly or annual income after federal tax and FICA withholding.
Tip Calculator
Enter a bill, choose a tip percentage, and split by number of people instantly.
Tax Bracket Calculator
See your 2024 federal marginal and effective tax rates with a full bracket-by-bracket breakdown.
401(k) Calculator
Project your retirement balance by salary, contribution rate, employer match, and expected return.
Roth IRA Calculator
Estimate your tax-free retirement balance from annual contributions and years of growth.
Money math, made simple
ClearCalc gives you straight answers to everyday financial questions: what a loan really costs, how fast your savings grow, and how much to put away each month to reach a goal. Every calculator runs instantly in your browser, the numbers never leave your device, and there is nothing to install or sign up for.
Each tool also explains the formula behind it and answers the questions people ask most, so you can trust the result and understand the why, not just the number.
ClearCalc provides estimates for general information only and is not financial advice. Always confirm figures with your lender or a qualified professional before making decisions.